Retail investors can participate in SME IPOs, offering small and medium-sized businesses in India the opportunity to raise growth capital from the public. While SME IPOs carry risks due to early life stages of SMEs, they provide potential for strong returns. In recent times, SME IPOs have gained popularity, with the average listing day returns being 25%, and oversubscription of over 50 times. Retail investors can invest in these IPOs, contributing to the growth of SMEs in India’s financial markets. As regulatory reforms and increased investor protection boost confidence, retail investors have greater trust in transparency and governance surrounding IPOs.